Financial Rates for December 2013

Item	December 1, 2013	November 1, 2013
120% AFMR	1.98%	2.07%
Section 7520 Rate	2.00%	2.00%
Appl. Short-Term (0-3 Years) Fedl. Mid-Term (>3-9 Years) Rates Long-Term (>9 Years)	0.25% 1.65% 3.32%	0.27% 1.73% 3.37%
Prime Rate (Major Banks)	3.25%	3.25%
Money Market Mutual Funds (Taxable)	0.01%	0.01%
Mortgage (30-Year Fixed) Rates (1-Year Adjustable)	4.29% 2.60%	4.10% 2.64%
London Interbank Offered Rate (LIBOR) 12-Month	0.57%	0.61%
U.S. Treasury Bills (90 Days)	0.08%	0.05%
U.S. Treasury Bonds (30 Years)	3.81%	3.64%
Tax-Exempt Municipal Bonds (10-Year; AA)	3.20%	3.10%
IRS Under and Over Payment Interest Rate	3.00%	3.00%